Why order an appraisal from Pemberley Appraisal?

To a lot of us, an appraisal just looks like another fee in the long list of items for a home purchase or refinance. And while there are an increasing number of automated home valuation processes that may appear more practical than an appraisal, practically all lenders still want a local expert because the stakes are so high. But is getting a mortgage the only reason to get an appraisal? Are there additional instances when the services of a licensed, independent real estate professional could be helpful? You bet there are.

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Let Pemberley Appraisal help you appeal your tax assessment in Prince William County

It's possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your real estate, so if prices are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from Pemberley Appraisal is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

Pemberley Appraisal can help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the home, almost all lenders ask home owners to buy an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is promptly forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

Pemberley Appraisal will provide you with a statement regarding the value of your home, and the expense of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Pemberley Appraisal

A divorce is often complicated by the burdensome decision of who maintains the property, and it can be a very heartbreaking experience for both parties. Regardless of the situation, it's prudent to order an appraisal from Pemberley Appraisal so both parties are completely aware of the true market value of their property.

The parties will have a better idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Trustworthy estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocating to or from Prince William County

Moving due to a job change is a real pain. We know where you're coming from. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we suggest relocating employees to provide input on the positive attributes of their property, as well as information about any new sales or listings in their area that they want considered.

Let Pemberley Appraisal help you sell your home quickly at the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are calculated on our efforts to finish the appraisal report and and aren't related to the sales price.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.